Disclaimer

Last updated: March 2025  |  Powered by KSR Networks

1. General Disclaimer

The information and tools provided on FreeOnlineTool.lk are for general informational and educational purposes only. While we make every effort to keep the information accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of any tool or its results.

2. Financial Tools Disclaimer

Our financial calculators (Loan Calculator, EPF/ETF Calculator, Salary Calculator, Gratuity Calculator, Currency Converter) provide estimated results based on standard formulas and reference rates. These results:

• Are not a substitute for advice from a qualified financial advisor
• Should not be used as the sole basis for financial or investment decisions
• May not reflect the exact rates offered by any specific bank or institution
• Are based on publicly available Sri Lanka tax and labor laws, which may change

Always verify important financial computations with your employer, bank, or a certified financial professional.

3. Medical / Health Tools Disclaimer

The BMI Calculator provides a general health indicator only. BMI is a screening tool and not a diagnostic tool. Results should not replace professional medical advice. Consult a qualified healthcare provider for any health-related concerns.

4. Currency Rates Disclaimer

Currency conversion rates displayed are approximate reference rates only and are not guaranteed to reflect real-time market rates or rates offered by banks. Always check with the Central Bank of Sri Lanka or your bank for current rates.

5. No Professional Relationship

Use of this website does not create any professional (financial, legal, medical, or otherwise) relationship between you and Pencil Codes or FreeOnlineTool.lk.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Pencil Codes shall not be liable for any loss or damage (direct, indirect, consequential, or otherwise) arising from the use of, or reliance on, any content or tool result provided on this website.

7. External Links

This site may link to external websites. We are not responsible for the content, privacy policies, or practices of any third-party sites linked to or from this website.

8. Contact

For questions regarding this disclaimer, please contact: hello@pencilcodes.lk